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Customer Testimonials
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November 10, 2008
To whom it may concern
My husband and I have had the pleasure of dealing with Michael Torres over the past few years for the purpose of refinances and second mortgages. He makes the arduous process fast, easy and palatable.
Michael and his entire team are both professional and extremely knowledgeable. They make understanding the complex world of finance easier to grasp. More importantly, Michael is honest and dedicated to making certain that you get the very best possible deal.
Before we found Michael, we had several bad experiences with dishonest people who were only interested in getting their money and to whom the concept of customer service or accountability was completely foreign.
Michael Torres is a rarity in this world, a person who genuinely cares about his clients and works tirelessly to attain for them the financing that is best suited to their needs.
We trust Michael implicitly and hope that you will do the same. You won’t regret it.
Sincerely,
J. Pesterfield - Portland, OR
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Michael Torres was a great help in getting me in my new home. Even when my real estate agent didn't have time to follow through, Michael did. He went the extra mile. I ended up getting my loan at a good rate and on time. Thank you, Michael!
Barbara Gray - Tigard, OR
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My name is Al Baldini I am a Real Estate Agent with Century 21. I have known Michael's grandfather for over 40 years. I have worked with Michael Torres for 9 years. We have always worked well together and he has always closed my escrows on time and we have also worked on multiple marketing ventures to improve our volume of business. In fact I had even referred my brother and his wife to him to help with their financing on their second purchase in Oregon. They were very pleased with how smooth the transaction went and the type of financing he had structured for them since the sale of their first home happened after they closed escrow on their new home.
Michael I look forward to working with you again!
Sincerely,
Al Baldini – Realtor
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Michael,
Thank you very much for your professional and prompt service on all my real estate financing needs. I especially want to recognize your quick and hassle free processing of all the documentation. Whenever I need a loan, I just tell you what I need and you take care of the rest. Your knowledge of loan packages and real estate had given me opportunities I would not have had if not for you.
Please use this letter as a recommendation to anyone that might require any financing and you can count me as a permanent client for any real estate financing I may need.
Regards,
Vorana Chhouen - Portland, OR
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To whom it may concern,
I own a number of properties and over the years my wife and I have worked closely with Michael. Michael assisted us in 1998 when our $1.5M Portland home fell into foreslosure. Michael helped us negotiate with the IRS and our lender, we were able to keep our residence thanks to Michael. Michael was there for us again in 2002 when we had to sell the Bungalo and purchased our Lake Oswego property. We found him to be very professional, knowledgeable and honest. He worked very hard to make sure we were getting the best possible loan.
We look forward to doing business with Michael in the future.
R. Bogrand - Portland, OR
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My name is Miss Davidson and I wanted to share the positive experience...
I had working with Michael Torres, to build my first home. I did not have the best luck with my Realtor, I found homes myself off of a website and my realtor just took me to see those homes. I was getting discouraged to find a home. The attitude of my Realtor and the answers I was getting from her were very discouraging. As soon as Michael Torres came into the picture he changed my whole outlook. He was very positive with his answers. He just made it happen for me! I learned that what I really wanted was a newly built home and with a little encouragement, I found the perfect house still under construction. I was fortunate to pick out my own amenities, colors, fixtures... you name it.
My Credit was not that good to begin with but with the knowledge that Michael has in Home Loans I was advised what documents I needed to provide and I got much more than I expected. Michael was very efficient and professional. He answered all of my questions. It was always very pleasant to work with him.
I am genuinely blessed that Michael came into the picture, because I could not have done it without him.
Thank You,
R. Davidson - Sherwood, OR
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